NEWSLETTER - BLOG
SENIOR LIVING / CARE
What Seniors Make
Seniors who earn less than thirty thousand dollars per year are considered low income. Almost half of all Americans seniors fall in this income category. The most well-known programs that offer help for qualified seniors, is Medicare, Medicaid, HUD, and SNAP. These programs offer help with healthcare, food, and housing. Check to see what you qualify for.
Paying For Housing
For seniors that rent or pay for any type of housing the truth is it is pricey. Often one enters into a contract at an assisted living or a memory care facility, or even a nursing home, and if a person lives long enough they may outlive their money. In these cases, eviction is possible, and sometimes the individual becomes a ward of the state.
CRUISES
Living at Home
In most cases, living at home is the cheapest option for a senior citizen. A disability or a need for comprehensive healthcare could make this unreasonable. Having a caregiver like a family member would be a big asset to do regular wellness visits as needed, or a personal caregiver can be hired by the hour, if necessary
THE COST OF BEING A SENIOR CITIZEN
NURSING HOME: Average national cost for a private room $325 per day. For a semi-private room $285 per day.
AVERAGE NATIONAL COST FOR ASSISTED LIVING: $4950 per month (will vary on the amount of care needed)
MEMORY CARE: $6950 per month on average, nationally. (will vary on the amount of care needed)
HOSPICE CARE COSTS: Nationally on average $21 per hour (if you qualify for Medicare, everything related to the terminal illness should be covered.
2024-2025 Top Cruise Destinations from Domestic U.S Departure Ports
ALASKA; From Seattle and Anchorage
HAWAII, CALIFORNIA & MEXICO; From west coast cities
MEXICO, CENTRAL AMERICA,& THE CARIBBEAN; From Florida & New Orleans
CARIBBEAN, BERMUDA, NEW ENGLAND, & CANADA; From New York
-Source AAA
DISCOUNTS
If you have an AARP memberships, you will be eligible for a number of discounts on cruises. Discounts will vary, by season and by cruise line.
What time of the year sees the roughest Seas?
October, November, December and February
5 Small ship cruise lines for people that hate crowds
1.Azamara
2. SeaDream
3.Star Clippers
4.Windstar Cruises
5.Silversea
5 Small ship cruise lines for people that hate crowds
September, followed by August and October
The Best of Super Healthy Seeds
*FLAXSEEDS
*CHIA SEEDS
*HEMP SEEDS
*SESAME SEEDS
*PUMPKIN SEEDS
*SUNFLOWER SEEDS
NOTE: IF YOU HAVE DIVERTICULITIS, YOU SHOULD AVOID EATING SEED. ALWAYS CONSULT YOUR DOCTOR BEFORE ADDING ANYTHING NEW TO YOUR DIET.
DIY ALL PURPOSE CLEANER
Mix in a spray bottle a quarter tea spoon of liquid dishwashing soap.
1 part hot water and 1 part vinegar. Add a small amount of your favorite essential oil to customize the scent.
HEALTHIEST BREADS
Whole Grains and seed bread
Sprouted Whole grain Breaad
100% Whole Wheat
Whole Rye Bread
Multigrain Pumpernickel
Gluten-Free
Oat Bread
Flax Bread
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